Our tip today is pretty simple & straightforward: Lock in a Low Rate, Before Mortgage Rates Rise. Lock in a fixed rate mortgage thru Dragas Mortgage Company today and give yourself the peace of mind of lower monthly payments. Be sure to ask Dragas Mortgage Company about the down payment assistance grant to see how much you can save! Drop Them a Line - 757.499.4303 or Fill out the Prequalification App Right HERE!