Mortgage Loan Officer

Essential Functions:

  • Provides service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification, and pre-approval
  • Completes application and gathers supporting documentation
  • Reviews and completes regulatory disclosures with customer
  • Quotes and locks in mortgage loans with our investor contacts
  • Maintains existing and generates new sources of referral business
  • Sets up loans in our Loan Origination Software (LOS)
  • Utilizes automated underwriting systems (AUS) to obtain credit recommendations
  • Communicates with customers regarding the status of the loan and relays information to all interested parties.
  • Communicates with all parties in a professional and courteous manner Manages his/her pipeline of loans to verify accuracy of the current loan status
  • Understands and abides by Dragas Mortgage Policies and Procedures
  • Engage in local area events and community activities/organizations to develop new business and grow awareness of employer in the mortgage loan market
  • Stays abreast of current changes in the mortgage loan industry
  • Abide by all applicable federal laws, rules and regulations relating to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA)

Minimum Required:

  • High School Diploma or equivalent
  • Must have a valid NMLS Registry # National and Virginia State License is required or able to obtain within 90 days of hire date
  • Minimum of 3 years’ experience originating VA, FHA, Conventional and VHDA loans
  • Proven track record of originating and closing first mortgage loans
  • Currently possess sources of referral business for purchase transactions & refinance transactions
  • Awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines
  • Maintain confidentiality Excellent oral and written communication skills

 Dragas Mortgage Company is an Equal Opportunities, Protected Veterans, and Individuals with Disabilities employer.

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