Senior Mortgage Loan Underwriter

Essential Functions:

  • Authorize and underwrite loans
  • Review and verify loan applications and supporting documentation for accuracy
  • Review and specify loan conditions as necessary
  • Analyze loan risk and request additional information as necessary
  • Prepare reports detailing risk assessments findings and other data that contribute to lending decisions
  • Make loan eligibility decisions and approve or reject applications
  • Ensure compliance with all regulatory standards
  • Ensure compliance with company policies and guidelines
  • Document and effectively communicate reasons for approval/rejection of loan applications

Minimum Required:

  • High School Diploma or  GED equivalent required
  • College degree in business, banking, finance, or related field is preferred
  • Minimum of 3+ years underwriting mortgage loans experience required
  • CMU  and/or CRU certification is preferred
  • Full knowledge of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines
  • Experience in mortgage lending and knowledge of loan types, such as Conventional, FHA, VA, VHDA
  • Good working knowledge of mortgage loan processing and relevant regulations
  • Proficient in mortgage loan computer software and automated underwriting systems
  • Outstanding oral and written communication 
  • Strong analytical and time management skills and superior attention to detail
  • Well organized and able to handle pressure
  • Demonstrate good credit worthiness
  • Maintain confidentiality

 Dragas Mortgage Company is an Equal Opportunities, Protected Veterans, and Individuals with Disabilities employer.

Submit Your Résumé